Plevin Claims Costs and Recovery of the Same
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What are Plevin Claims?
A Plevin Claim is one that relates to the commission you may have been charged as part of your Payment Protection Insurance (PPI) which forms part of a credit agreement such as a credit card. It is worth noting that your PPI premium most likely included commission, and this is the essence of Plevin Claims. Plevin Claims do not fall under the same PPI deadline being 29 August 2019 for claims made in relation to PPI mis-selling.
Plevin vs Paragon Personal Finance
The Plevin Ruling comes from the above mentioned Court case. Susan Plevin discovered that the PPI Premium she was paying to her lender included 70% commission to the lender and broker who was involved in selling her the PPI. In the Plevin case, Ms Plevin submitted that if she had known of the amount of commission involved, for which she was paying, she would not have gone ahead with the PPI Policy. But the lender failed to disclose that 70% of Ms Plevin’s repayments were relating to commission. The case went all the way to the Supreme Court, and it was ruled in Ms Plevin’s favour.
Who Can Make Plevin Claims?
You can make a Plevin Claim if the following apply:
- Your PPI policy and Plevin was sold after 6 April 2007 or was sold before 6 April 2007 and open after 6 April 2008;
- Your previous claim for mis-sold PPI was previously rejected;
- The undisclosed commission was taken by the lender when you took out a policy;
- You had a successful PPI complaint and you were compensated for PPI, but did not receive the level of commission owed.
How to Make Plevin Claims?
In order to make Plevin Claims, it is advisable to contact a suitable Solicitor who is authorised and regulated by the Solicitors Regulation Authority. They will be able to assist you in advising on the merits of your claim and the process of the same.
These Solicitors will usually act on a Conditional Fee Agreement (No Win No Fee), but it is worth checking with the Solicitor which you wish to instruct before proceeding.
Plevin Claims Costs
The types and amount of costs to be awarded as arising from Plevin Claims will vary based on the facts of the case, including its value and complexity.
If a Claimant is successful in pursuing a Plevin case, they will be entitled to claim legal costs from the unsuccessful Defendant, so long as it has been allocated to the Fast Track, or is of applicable value.
If a Costs Award has been made on the conclusion of a claim, whether this has been agreed by the parties or ordered by the Court, ARC Costs can assist irrespective of whether you are the Paying Party or the Receiving Party.
How Can ARC Costs Assist with Plevin Claims Costs?
ARC Costs are a team of Costs Draftsmen and Costs Lawyers who can assist in costs matters relating to all types of disputes. We regularly assist in the preparation of Bills of Costs for Fast Track Plevin claims. We can also respond to any disputes raised by the Paying Party, negotiate on your behalf and provide assistance and representation at Detailed Assessment Proceedings.
All of our bills are drafted with a high level of accuracy, and within an SLA of 5 working days as standard.
If a Costs Award has been made against you in this type of case, as an independent party we can also assist any Paying Party in disputing costs that are claimed if you deem them to be unreasonable or excessive. We will negotiate with the receiving party on these costs and dispute any issues which you raise by way of Points of Dispute.
Should you wish to discuss your costs query further, you may contact us on 01204 397302 or email on of our experts at firstname.lastname@example.org.
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